Banking & Payments

Money Transfer (AEPS / IMPS)

Domestic money transfer and Aadhaar-enabled cash withdrawals.

4.9 / 5 rating 50,000+ served Fast turnaround Secure & compliant

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Commission-based

Expert-guided process

100% online, no travel needed

24/7 dedicated support

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No commitment · No hidden charges

Process

How It Works

Partner Activation

Service activated on your dashboard after KYC and biometric device registration.

Customer KYC

Sender verified through OTP on their Aadhaar-linked mobile number.

Transfer

Beneficiary account entered and the transfer initiated through IMPS or NEFT.

Commission Earned

Commission credited to your wallet once the transaction settles successfully.

Overview

About This Service

Domestic Money Transfer lets migrant workers and customers without easy bank access send cash to any bank account in India through IMPS or NEFT. The Aadhaar-enabled Payment System goes further, allowing customers to withdraw cash, deposit, check balance, and make a mini statement using only their Aadhaar number and fingerprint — no card and no passbook needed. Both services require a biometric device at your kendra. Per-transaction and monthly limits apply under RBI rules, and sender KYC is mandatory for remittances.

Checklist

Documents Required

Sender Aadhaar or mobile number for OTP-based KYC (money transfer)

Beneficiary account number and IFSC code

Customer Aadhaar number and fingerprint (AePS withdrawals)

Partner KYC — Aadhaar, PAN and photograph (one-time, for onboarding)

Shop address proof (one-time, for onboarding)

Certified biometric fingerprint scanner (one-time hardware requirement)

FAQ

Frequently Asked Questions

What is AePS?

The Aadhaar-enabled Payment System lets a customer withdraw cash, deposit, check balance, or get a mini statement using their Aadhaar number and fingerprint alone. It is designed for people without cards or convenient branch access.

What does the customer need to bring?

For AePS, only their Aadhaar number and their finger for biometric authentication. For a money transfer, the sender needs their Aadhaar-linked mobile for OTP verification plus the beneficiary account number and IFSC.

What are the transaction limits?

Domestic money transfer is subject to RBI-prescribed per-transaction and monthly ceilings per sender. AePS withdrawals are additionally subject to limits set by the customer own bank. Current limits are displayed in your dashboard.

Do I need special hardware?

Yes. A certified biometric fingerprint scanner registered to your partner account is mandatory for AePS. Money transfer via IMPS can be done without it.

What if money is debited but not credited to the beneficiary?

The transaction is tracked and auto-reversed if it fails at the beneficiary bank, typically within one to three working days. A reference number is generated for you to raise a dispute if it does not resolve.

Why UdyogMitra?

4.9/5 from 12,000+ reviews

50,000+ businesses served

Fast, guaranteed turnaround

Secure document handling

Transparent pricing always

Have questions?

Speak to a specialist in under 2 minutes — free of charge.

Apply Now 📞 1800-112-233 (Free)

Delivery Details

Modeself serve

Starting priceCommission

CategoryBanking & Payments

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